Terms & conditions
Regumint
Last Updated: September 2, 2025
These Terms and Conditions ("Terms") govern your use of the Regumint platform and related services ("Services") provided by MMS Ventures SAS, SIREN 989 692 355 ("Company," "we," "us," or "our").
1. Acceptance and Scope
By accessing or using our Services, you agree to be bound by these Terms. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.
2. Service Description
Regumint is a regulatory intelligence platform that provides software-as-a-service tools for analyzing legislation and generating business insights. Our platform consists of integrated modules including data ingestion, AI-powered analysis, sector mapping, and reporting capabilities.
The platform enables users to:
- Upload and process regulatory documents and proprietary data
- Access AI-powered analysis and classification tools
- Generate custom reports and export structured datasets
- Integrate with third-party business intelligence tools (when available)
Current Platform Features:
- CBAM policy workspace with clause tagging
- HS/CN code mapping and data exports
- Timeline builder for regulatory phases
- Portfolio upload (CSV) and exposure analysis
- CN8 trade overlays for impact sizing
Future Platform Capabilities (Subject to Development):
- Lifecycle probability panels
- Integration gallery (Bloomberg, Refinitiv, Tableau, Power BI)
- Scenario simulator tools
- Additional regulatory coverage (CSRD, AI Act, etc.)
3. Service Plans and Pricing
3.1 Paid Proof of Concept (POC)
During our initial phase, we offer Paid POC engagements lasting 3-6 months at discounted rates. POC terms are individually negotiated and include:
- Access to MVP features
- Priority feedback incorporation
- Custom feature development consideration
- Payment in advance for the POC period
3.2 Standard Service Plans
Following POC phase, standard pricing applies:
- Base Package: €50,000 annually (recurring)
- Enhanced Packages: Base + additional advanced features at tiered pricing
- Custom Integrations: Separately priced based on scope and complexity
- API Access: Add-on service with separate usage-based pricing
3.3 Usage Limits
Service plans include defined limits on:
- API calls per month
- Number of authorized users
- Data export volumes
- Support response times
Excess usage may incur additional charges or require plan upgrades.
4. Payment Terms
4.1 Billing
- POC Engagements: Payment in advance for 3 or 6-month periods
- Annual Contracts: Payment annually in advance
- Additional Services: Invoiced separately with 30-day payment terms
4.2 No Refunds
All payments are non-refundable. Services are provided "as-is" during the paid period.
4.3 Late Payment
Overdue amounts may incur interest at 1.5% per month and may result in service suspension.
5. Contract Terms and Renewal
5.1 Annual Commitments
Standard service contracts are annual commitments with automatic renewal unless terminated according to these Terms.
5.2 Termination Notice
Either party may terminate by providing written notice 60 days before contract expiration. Failure to provide timely notice results in automatic renewal for an additional year.
5.3 No Mid-Contract Cancellation
Annual contracts cannot be cancelled mid-term except for material breach by Company.
6. Intellectual Property Rights
6.1 Company IP
We retain all rights, title, and interest in:
- The Regumint platform and software
- Our proprietary algorithms and methodologies
- Generated insights, analyses, and reports
- All improvements and derivatives of the above
6.2 User Data
You retain ownership of:
- Data you upload to our platform
- Your existing proprietary information
- Your business decisions based on our insights
6.3 Usage Rights
You may:
- Use generated reports and analyses for internal business purposes
- Export data in provided formats for internal use
- Share insights within your organization according to your user limits
You may not:
- Reverse engineer, decompile, or attempt to extract our algorithms
- Redistribute our insights to third parties without written consent
- Use our Services to create competing regulatory intelligence platforms
7. Data Security and Confidentiality
7.1 Security Standards
We implement institutional-grade security measures including:
- End-to-end encryption of data in transit and at rest
- Role-based access controls and audit logging
- Regular security assessments and penetration testing
- SOC 2 Type II compliance standards
7.2 Confidentiality
We treat all client data as confidential and implement appropriate safeguards. We do not use client proprietary data to train our AI models or share with other clients.
7.3 Third-Party AI Services
Our platform may utilize third-party AI services (OpenAI, Anthropic, Google, etc.) under strict data processing agreements that prohibit use of your data for training purposes.
8. User Responsibilities
8.1 Account Security
You are responsible for:
- Maintaining confidentiality of login credentials
- Monitoring user access within your organization
- Promptly notifying us of any unauthorized access
8.2 Acceptable Use
You agree not to:
- Use Services for illegal purposes or regulatory violations
- Upload malicious code or attempt to breach our security
- Share access credentials with unauthorized parties
- Exceed your allocated usage limits
8.3 Data Accuracy
You are responsible for the accuracy of data you upload and for validating our outputs before making business decisions.
9. Service Disclaimers
9.1 Information Service Only
Regumint provides information and analysis tools only. We do not provide:
- Financial advice or investment recommendations
- Legal advice or regulatory compliance guidance
- Guarantees about regulatory outcomes or timing
9.2 Professional Judgment Required
Our insights require professional interpretation and validation. Users must exercise independent judgment and consult qualified professionals before making business decisions.
9.3 No Investment Advice
We are registered as a technology platform, not a financial services provider. Our services do not constitute investment advice under applicable financial regulations.
10. Limitation of Liability
10.1 Maximum Liability
Our maximum liability for any claim is limited to the amount you paid for Services in the 12 months preceding the claim.
10.2 Excluded Damages
We are not liable for indirect, incidental, special, or consequential damages, including lost profits, business interruption, or data loss.
10.3 Service Availability
While we strive for high availability, we do not guarantee uninterrupted service and are not liable for downtime or performance issues.
11. Third-Party Integrations
When available, integrations with third-party platforms (Bloomberg, Refinitiv, etc.) are subject to:
- Additional terms and licensing requirements
- Separate pricing and technical requirements
- Third-party service availability and performance
- Your existing relationships and licenses with such providers
12. Data Protection
Our data processing practices are governed by our Privacy Policy, which forms part of these Terms. We comply with GDPR and applicable data protection laws.
13. Modifications
We may modify these Terms with 30 days' written notice. Continued use of Services constitutes acceptance of modified Terms. Material changes affecting pricing or core functionality require explicit consent.
14. Governing Law and Disputes
These Terms are governed by French law. Disputes shall be resolved through:
1. Good faith negotiations
2. Mediation if negotiations fail
3. French courts with jurisdiction in Paris
15. Force Majeure
Neither party is liable for performance delays or failures due to circumstances beyond reasonable control, including natural disasters, government actions, or third-party service failures.
16. Severability
If any provision is found invalid or unenforceable, the remainder of these Terms remains in effect, and the invalid provision shall be modified to the minimum extent necessary to make it enforceable.
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**Contact Information:**
MMS Ventures SAS
Email: contact@regumint.com
Paris, France